Money Laundering Reporting Officer

Key Responsibilities:

• Implement and maintain AML/CFT and sanctions policies and procedures aligned with Brazilian regulatory requirements and global best practices.
• Regulatory interface (inspections, responses, remediation plans)
• Conduct customer due diligence (CDD/KYC/KYB) and enhanced due diligence (EDD) reviews in accordance with risk-based methodologies.
• Support ongoing transaction monitoring, screening, and investigation of suspicious activities.
• Prepare, review, and file Suspicious Transaction Reports (STRs) and other regulatory filings with COAF or relevant authorities.
• Monitor developments in AML/CFT and sanctions laws, and assist in updating internal procedures accordingly.
• Assist in the delivery of internal training and awareness sessions on AML/CFT and sanctions compliance.
• Conduct periodic risk assessments, ensuring all controls are operating effectively and aligned with the company’s enterprise risk management framework.
• Maintain accurate documentation and audit trails for all compliance reviews, escalations, and filings.
• Support internal and external audits, as well as inspections or information requests from regulators.
• Coordinate with Legal, Risk, Operations, and Technology teams to strengthen compliance systems and data integrity.
• Contribute to the assessment and oversight of third-party vendors that support AML/CFT and compliance operations.

 

Requirements:

• Legally resident in Brazil.
• Senior-level experience (minimum 7 years) in AML/CFT and sanctions compliance experience in financial, fintech, or VASP sectors.
• Proven ability to operate independently as part of the second line of defense.
• Strong understanding of COAF, Central Bank of Brazil, and CVM regulations, as well as FATF standards.
• Proficient in KYC/KYB, transaction monitoring, and suspicious activity reporting.
• Bachelor’s degree in Law, Finance, Economics, or related field; postgraduate or certification (e.g., CAMS, ICA) preferred.
• Excellent analytical skills, professional integrity, and fluency in Portuguese and English.
• Must meet fit and proper standards with no disqualifying factors, including:
• not to have been declared bankrupt or insolvent;
• unblemished reputation;
• knowledge of the line of business, the services to be provided and the crypto segment, as well as crypto market dynamics and the risks associated with those activities;
• technical capability, compatible with the functions to be exercised.